Tuesday, September 29, 2015

Nissan Unveils new Titan Pickup in Atlanta



Nissan gave automotive journalists

 a look at its newly designed

 2016 TITAN pickup truck

 at the College Football Hall of Fame

 in downtown Atlanta this week.

 Nissan has ties to college football

 as the presenting sponsor 

of the annual Heisman Trophy award.

 The new truck XD creates a

 "new class" of full-size pickup

 with commercial strength components,

 according to Nissan. It features

 a 555 lb-ft Cummins 5.0l V8 turbo diesel engine.

Monday, September 28, 2015

Five Tips for Lowering Your Auto Insurance Rates


The price you pay for auto insurance can vary by hundreds of dollars, depending on what type of car you have, where you live and how much coverage you need.

There are many ways to save on insurance, but make sure you don't cut too many corners. The appropriate policy can potentially save you plenty of money should you face liability for an accident. 
The minimum liability requirements mandated by each state may not cover personal injury claims or claims resulting from damage done to other's vehicles or property. Don't get such a bare-bones policy that you put your financial assets at risk. You're basically spending money to prevent a financial catastrophe, so don't skimp.
That said, check out these money-saving tips from the Insurance Information Institute.
   

1. Before you buy a car, compare insurance costs.

Whether considering new or used cars, check into insurance costs. Your premium is based in part on these factors:
  • Make and model of the vehicle.
  • The cost to repair it.
  • Its overall safety record.
  • The likelihood of theft.
Insurers generally offer discounts for features that reduce the risk of injuries or theft. 
   

2. Ask for higher deductibles.

Deductibles represent the amount of money you pay before your insurance policy kicks in. By requesting higher deductibles, you can lower your costs substantially. For example, increasing your deductible from $200 to $500 could reduce your collision and comprehensive coverage cost by 15 to 30%. Savings can be even higher for selecting a $1,000 deductible.
   

3. Reduce your coverage on older cars.

It may not make sense to keep collision coverage on low-value cars because the insurance costs could exceed anything you get back on a claim. 
   

4. Take advantage of other discounts.

Many insurers offer savings if you have more than one policy. You may also be able to find additional discounts for accident-free drivers and some defensive-driving courses.
   

5. Maintain good credit.

In some states, your credit score could impact your auto insurance rates. While good driving habits are the best way to keep your insurance costs low, repairing a damaged credit rating through consistent bill paying and responsible use of credit can help you on and off the road. Examine your credit report for any mistakes and fight to fix them.